Cover The Cost Of Your Medical Wig
01
Are you facing temporary or permanent hair loss due to illness or genetics?
Many are unaware, but if you experience hair loss from medical reasons like chemotherapy, alopecia, trichotillomania, or other conditions, you may be able to file an insurance claim to receive either partial or full coverage for your wig, also known as a cranial prosthesis.
02
What exactly is a cranial prosthesis?
It's a specialized wig designed for medical patients with permanent hair loss (such as alopecia areata, alopecia totalis, trichotillomania) or temporary hair loss resulting from treatments like chemotherapy or radiation. The term "cranial prosthesis" is crucial when dealing with medical insurance or claiming tax deductions. Other terms used for such wigs include full cranial prosthesis, hair prosthesis, cranial hair prosthesis, or extra-cranial prosthesis.
03
How does health insurance cover the cost of your medical wig?
Your coverage largely depends on your insurance plan. For medical hair loss, you might qualify for full payment for your cranial prosthesis. Depending on your policy, some insurers may require upfront payment with reimbursement later, while others may cover the cost upfront. Most insurance companies typically cover between 80-100% of the cranial prosthesis cost and usually allow for one prosthesis per year for medical hair loss. Additionally, depending on your insurance, your prosthesis may also be considered a tax-deductible medical expense.
Various types of medical hair loss are typically covered by insurance, including:
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Alopecia-related hair loss
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Chemotherapy-induced hair loss
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Radiation-induced hair loss
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Hair loss due to thyroid issues
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Hair loss associated with kidney problems
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Hair loss resulting from cancer treatments
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Medical hair loss due to genetics, stress, reactions to medical illnesses, life changes, environmental factors, aging, thinning, and/or balding.